재무상태표<동암신용협동조합 2019 결산공시

II. 재무 및 손익에 관한 사항

5. 재무상태표

(단위: 원)

재무상태표를 계정과목, 월말잔액, 평균잔액, 기증잔액, 전기에 따라 설명한 표입니다.
계정과목	월말잔액	평균잔액	기중평잔	전기
자산	201,514,677,725	201,306,557,294	182,346,048,855	154,442,782,737
현금및예치금	34,692,941,926	37,016,163,063	33,728,027,079	17,694,464,309
현금	1,198,548,100	1,100,625,050	1,131,928,825	1,342,923,420
외국통화	0	0	0	0
예치금	33,494,393,826	35,915,538,013	32,596,098,254	16,351,540,889
상환준비금	9,836,637,995	11,514,057,349	11,226,440,372	13,674,586,977
대내예치금	3,843,540,811	2,580,827,659	5,135,554,608	2,673,030,016
대외예치금	19,814,215,020	21,820,653,005	16,234,103,274	3,923,896
내부예치금	0	0	0	0
유가증권	4,507,356,393	4,385,768,518	4,382,059,811	4,381,715,590
단기매매증권	4,189,206,393	4,074,392,712	4,070,890,633	4,070,565,590
단기매매수익증권	0	0	0	0
단기매매국공채	0	0	0	0
단기매매회사채	0	0	0	0
단기매매주식	0	0	0	0
단기매매기타유가증권	0	0	0	0
단기매매대내실적상품	4,189,206,393	4,074,392,712	4,070,890,633	4,070,565,590
매도가능증권	318,150,000	311,375,806	311,169,178	311,150,000
매도가능수익증권	0	0	0	0
매도가능국공채	0	0	0	0
매도가능회사채	0	0	0	0
매도가능주식	0	0	0	0
매도가능기타유가증권	318,150,000	311,375,806	311,169,178	311,150,000
매도가능대내실적상품	0	0	0	0
만기보유증권	0	0	0	0
만기보유국공채	0	0	0	0
만기보유회사채	0	0	0	0
만기보유기타유가증권	0	0	0	0
대출채권	155,913,051,072	153,323,039,548	137,670,366,432	125,721,519,484
일반대출금	151,249,822,642	148,764,803,590	133,583,584,536	121,238,334,513
보통대출금	129,153,829,429	126,735,696,639	116,015,662,112	107,540,647,357
일일상환대출금	5,092,937	8,216,622	12,434,032	13,481,156
한도거래약정대출금	13,984,550,000	14,179,533,870	10,923,844,057	7,186,850,000
주택자금대출금	7,316,330,000	7,096,300,193	6,180,349,835	6,235,846,000
시설자금대출금	0	0	0	0
임차보증금담보대출금	0	0	0	0
한아름연계대출금	0	0	0	0
꿈모아모기지론	673,098,926	629,977,831	416,636,075	261,510,000
신협 815해방대출금	116,921,350	115,078,435	34,658,425	0
정책자금대출금	2,532,101,756	2,526,555,308	2,535,641,625	2,634,201,795
소상공인지원대출금	0	0	0	0
보증부서민대출금	2,532,101,756	2,526,555,308	2,535,641,625	2,634,201,795
지자체협약대출금	0	0	0	0
협동조합특례보증대출금	0	0	0	0
적금관계대출금	34,800,000	39,832,258	21,937,479	22,800,000
적금대출금	0	0	0	0
하나더적금대출금	0	0	0	0
적금담보대출금	34,800,000	39,832,258	21,937,479	22,800,000
재형저축담보대출금	0	0	0	0
예탁금대월	3,600,544,404	3,148,425,993	2,848,389,279	3,162,454,971
자립예탁금대월	2,445,236,742	2,238,530,316	1,860,248,084	2,181,904,033
알찬자유예탁금대월	261,355,950	244,496,502	358,422,029	418,079,831
기업자유예탁금대월	0	0	0	0
플러스직장인예탁금대월	111,214,484	129,166,621	151,674,579	140,884,988
불어나예탁금대월	397,446,075	332,149,089	388,836,655	341,367,858
사장님더드림예탁금대월	385,291,153	204,083,465	89,207,932	80,218,261
상업어음할인	0	0	0	0
범위내대출금	399,400,000	293,303,225	231,465,546	239,704,095
예탁금범위내대출금	399,400,000	293,303,225	231,465,546	239,704,095
출자금범위내대출금	0	0	0	0
기타대출금	273,520,000	273,520,000	271,144,116	256,770,000
주택자금대출	216,520,000	216,520,000	217,267,404	219,770,000
기타지원대출금	57,000,000	57,000,000	53,876,712	37,000,000
내부대여금	0	0	0	0
공제대출금	0	0	0	0
기타대출채권	0	0	0	0
제대출금대손충당금	-2,177,137,730	-1,723,400,826	-1,821,796,149	-1,832,745,890
유형자산	4,863,016,613	4,974,938,085	4,967,941,442	4,948,030,516
유형자산감가상각누계액	-1,001,326,591	-889,405,119	-917,761,259	-930,620,338
토지	2,986,062,180	2,986,062,180	2,986,062,180	2,986,062,180
건물	2,173,844,960	2,173,844,960	2,173,844,960	2,173,844,960
건물감가상각누계액	-463,887,416	-411,330,985	-409,727,893	-409,579,104
구축물	64,935,800	64,935,800	64,935,800	64,935,800
구축물감가상각누계액	-15,157,300	-13,741,977	-13,698,806	-13,694,800
임차점포시설물	62,153,000	62,153,000	62,153,000	62,153,000
임차점포시설감가상각누계액	-39,363,567	-27,333,954	-26,967,023	-26,932,967
비품및집기	501,475,194	501,475,194	522,834,691	515,782,844
비품및집기감가상각누계액	-448,838,843	-414,756,140	-445,486,542	-458,565,984
차량운반구	75,872,070	75,872,070	75,872,070	75,872,070
차량운반구감가상각누계액	-34,079,465	-22,242,063	-21,880,995	-21,847,483
기계장치	0	0	0	0
기계장치감가상각누계액	0	0	0	0
건설중인자산	0	0	0	0
기 타	0	0	0	0
기타감가상각누계액	0	0	0	0
기타자산	1,538,311,721	1,606,648,080	1,597,654,091	1,697,052,838
투자자산	618,679,580	618,679,580	564,155,682	376,306,680
중앙회출자금	583,577,780	583,577,780	532,632,026	345,177,780
중앙회제기금	0	0	0	0
경제사업기금	0	0	0	0
퇴직연금투자자산	0	0	0	0
기타투자자산	35,101,800	35,101,800	31,523,656	31,128,900
무형자산	22,667	88,473	90,480	90,667
영업권	0	0	0	0
개발비	0	0	0	0
기타무형자산	22,667	88,473	90,480	90,667
비업무용자산	0	0	79,709,430	409,773,833
미수이자	481,444,204	15,562,480	1,352,025	346,136,641
예치금미수이자	216,098,390	6,970,915	592,050	95,906,882
유가증권미수이자	0	0	0	0
대출금미수이자	265,312,723	8,558,474	726,884	250,196,668
미수판매보수	33,091	33,091	33,091	33,091
미수금	0	0	0	0
미수금대손충당금	0	0	0	0
미수금현재가치할인차금	0	0	0	0
미수채권	0	800,817,414	813,629,581	257,595,503
미회수환채권	0	800,817,414	813,026,491	257,595,503
자점권수납자금	0	0	603,090	0
가지급금	2,410,610	2,495,371	12,148,929	1,655,870
가지급금대손충당금	-482,122	-336,043	-331,587	-331,174
소송비용	2,410,610	2,410,610	3,013,776	1,655,870
소송비용대손충당금	-482,122	-336,043	-331,587	-331,174
사고금	0	0	0	0
사고금대손충당금	0	0	0	0
기타가지급금	0	84,761	9,135,153	0
기타가지급금대손충당금	0	0	0	0
화폐수송	0	0	0	0
선급비용	314,860,215	10,156,781	862,630	204,792,961
선급금	13,438,000	4,150,922	2,462,387	0
체크카드선급금	488,350	2,047,314	2,106,565	30,000
내부대여금	0	0	0	0
공탁금	0	0	0	0
보증금	50,480,000	50,480,000	50,480,000	50,480,000
전신전화가입권	0	0	0	0
임차보증금	50,000,000	50,000,000	50,000,000	50,000,000
기타보증금	480,000	480,000	480,000	480,000
선급법인세	0	54,513,183	19,445,524	0
선급지방소득세	0	0	0	0
선급출연금	0	0	0	0
선급부가가치세	0	0	0	0
용도품	0	0	0	0
집합투자증권	0	0	0	0
자금수수	0	0	0	0
상품권카드판매미수금	0	0	0	0
상품권카드판매미수금대손충당금	0	0	0	0
상품권미수금	671,350	627,264	4,449,596	3,454,300
상품권미수금대손충당금	-6,713	-33,645	-34,466	-34,543
이연법인세자산	56,305,580	47,398,986	47,127,315	47,102,100
기 타	0	0	0	0
매출채권	0	0	0	0
매출채권	0	0	0	0
재고상품	0	0	0	0
재고상품	0	0	0	0
상품	0	0	0	0
원재료	0	0	0	0
기타재고상품	0	0	0	0
부채	188,565,679,516	185,712,490,901	169,125,288,594	143,752,620,239
예수부채	184,676,713,015	184,987,055,720	168,134,133,210	138,440,685,126
요구불예수금	26,736,965,521	26,305,113,964	22,144,268,591	21,756,909,178
보통예탁금	1,975,249,528	2,151,705,809	2,251,952,264	2,314,234,416
자립예탁금	8,653,053,252	9,283,175,406	8,162,077,150	8,103,222,026
자유저축예탁금	0	0	0	0
알찬자유예탁금	6,609,471,449	6,632,471,191	4,308,631,062	4,436,107,116
기업자유예탁금	3,191	3,183	3,171	3,160
플러스직장인예탁금	1,009,660,670	943,568,856	911,369,813	851,443,010
불어나예탁금	6,898,137,412	5,403,360,489	4,953,315,001	4,282,506,001
사장님더드림예탁금	1,591,390,019	1,890,829,030	1,556,920,130	1,769,393,449
드리밍박스	0	0	0	0
기한부예금	157,939,747,494	158,681,723,276	145,989,592,232	116,683,595,948
정기예탁금	86,954,701,871	89,183,287,749	89,121,229,262	65,468,799,363
한아름정기예탁금	30,711,952,824	30,961,082,915	34,961,146,314	35,513,908,622
OK회전예탁금	4,859,210,000	5,099,484,193	4,933,067,780	3,842,870,000
파워정기예탁금	26,378,184,995	24,492,907,700	9,033,734,396	4,386,696,683
선드림정기예탁금	0	0	0	0
신협 사회적예탁금	0	0	0	0
어부바효예탁금	0	0	0	0
유니온정기예탁금	0	0	0	0
정기적금	6,091,030,460	5,986,821,023	5,305,570,084	5,164,781,206
하나더적금	0	0	0	0
자유적립적금	1,514,859,918	1,500,569,527	1,390,586,723	1,273,221,159
매일적금	0	0	0	0
장학적금	0	0	0	0
근로자우대저축	0	0	0	0
가계장기저축	0	0	0	0
장기주택마련저축	0	0	0	0
평생행복적금	0	0	0	0
직장인행복적금	0	0	0	0
행복자유적금	0	0	0	0
재형저축	126,035,660	125,837,272	117,736,671	111,299,825
e파란적금	1,167,283,700	1,193,843,478	1,037,076,506	903,313,575
테트리스적금	121,541,066	125,280,807	82,476,113	17,003,515
레이디4U적금	14,947,000	12,608,612	6,968,383	1,702,000
유니온정기적금	0	0	0	0
유니온자유적립적금	0	0	0	0
기타예금	0	218,480	272,387	180,000
별단예탁금	0	218,480	272,387	180,000
차입부채	0	0	230,156,163	2,628,000,000
상호금융자금차입금	0	0	184,383,561	2,400,000,000
차입금현재가치할인차금	0	0	0	0
대외기관차입금	0	0	0	0
정책자금차입금	0	0	0	0
내부차입금	0	0	0	0
후순위차입금	0	0	45,772,602	228,000,000
후순위차입금(개인)	0	0	45,772,602	228,000,000
후순위차입금(법인)	0	0	0	0
기타부채	3,888,966,501	725,435,181	760,999,221	2,683,935,113
미지급이자	2,405,208,366	77,587,366	6,589,611	1,462,451,897
예수부채미지급이자	2,405,208,366	77,587,366	6,589,611	1,460,524,558
차입부채미지급이자	0	0	0	1,927,339
신협 사회적예탁금 미지급금	0	0	0	0
미지급금	393,315,264	18,607,206	71,961,554	367,249,011
미지급금현재가치할인차금	0	0	0	0
가수금	0	2,260,096	7,638,454	0
선수수익	129,164,418	4,166,594	353,875	108,475,585
선수금	0	0	0	0
퇴직급여충당부채	546,766,411	458,550,885	464,287,387	494,719,436
퇴직연금미지급금	0	0	0	0
퇴직보험예치금	0	0	0	0
국민연금전환금	0	0	0	0
퇴직연금운용자산	0	0	0	0
연차수당충당부채	41,770,786	1,347,444	27,697,306	42,916,916
임대보증금	0	0	0	0
수입보증금	0	0	0	0
예수금	188,070,542	100,953,271	125,981,927	108,897,778
국고대리점	17,929,680	7,549,022	13,906,127	4,348,260
미지급환채무	71,666,871	10,006,505	8,819,660	0
지로예수금	54,617,871	51,896,219	52,295,950	67,023,438
제세예수금	25,025,030	13,305,439	18,507,043	19,274,180
지방세예수금	0	0	0	0
수납공제료예수금	0	0	0	0
지급공제금예수금	0	0	0	0
예금보험료예수금	0	0	0	0
법인세예수금	0	0	0	0
기타예수금	0	0	0	0
수표발행자금	0	0	0	0
유가증권청약증거금	0	0	0	0
예수보증료	668,490	288,193	394,827	135,000
투자자예수금	0	0	0	0
환매수수료예수금	0	0	0	0
가상계좌예수금	0	0	0	0
상품권판매예수금	15,545,000	15,906,774	29,991,136	13,250,000
상품권수납예수금	0	0	0	0
전자수입인지판매예수금	2,617,600	2,001,119	2,067,184	4,866,900
현금IC예수금	0	0	0	0
펌뱅킹대행예수금	0	0	0	0
환예수금	0	0	0	0
미환급출자금	61,923,023	49,735,054	25,535,728	0
미지급배당금	7,682,756	7,682,756	10,508,061	10,151,059
미지급법인세	114,073,510	3,679,790	19,688,456	88,174,760
예수부가가치세	991,425	864,719	756,862	898,671
이연법인세부채	0	0	0	0
타회계자금	0	0	0	0
매출채권대손충당금	0	0	0	0
자금수수	0	0	0	0
기 타	0	0	0	0
매입채무	0	0	0	0
매입채무	0	0	0	0
자본	12,948,998,209	15,594,066,393	13,220,760,261	10,690,162,498
자본금	9,082,915,359	9,076,857,636	8,060,825,149	7,754,477,643
출자금	4,629,658,243	4,663,846,174	4,982,046,026	5,585,042,193
(신)출자금	4,453,257,116	4,413,011,462	3,078,779,123	2,169,435,450
자본금	0	0	0	0
자본잉여금	0	0	0	0
재평가적립금	0	0	0	0
기타자본잉여금	0	0	0	0
이익잉여금	3,965,660,160	6,623,560,260	5,266,493,243	3,042,262,165
법정적립금	890,955,457	890,955,457	872,632,981	710,206,710
특별적립금	883,871,708	883,871,708	856,387,994	612,748,587
임의적립금	905,937,502	905,937,502	896,776,264	815,563,129
사업확장적립금	253,793,947	253,793,947	253,793,947	253,793,947
배당평균적립금	0	0	0	0
기타임의적립금	652,143,555	652,143,555	642,982,317	561,769,182
이월이익잉여금(이월결손금)	0	0	0	0
미처분이익잉여금(미처리결손금)	1,284,895,493	3,942,795,593	2,640,696,004	903,743,739
당기순이익(당기순손실)	1,179,606,408	3,837,506,508	2,454,466,005	808,533,421
기 타	0	0	0	0
기타포괄손익누계액	-99,577,310	-106,351,503	-106,558,131	-106,577,310
매도가능증권평가이익	0	0	0	0
매도가능증권평가손실	-99,577,310	-106,351,503	-106,558,131	-106,577,310
만기보유증권평가이익	0	0	0	0
만기보유증권평가손실	0	0	0	0
국고보조금	0	0	0	0
재평가잉여금	0	0	0	0